Savings Accounts

The Atwater State Bank offers a savings account to meet your needs. To obtain more information, or open an account, just stop by during our normal business hours.

Click here to see our great rates

Investors Savings

Open an account with as little as $50

Open a children's account with $25 or more and receive a free piggy bank

Earn interest on balances over $50

No monthly maintenance fee

First two withdrawals per month free

FDIC insured

Free Telebank services
Interest rate may change after account opening

Money Market Platinum Checking

A liquid, higher-rate investment account

An ideal savings account for $2,500 or more

Interest rates are very competitive

Easy access by check, with limit of three per month

FDIC insured

Free Telebank services

Easy to balance monthly statements
Interest rate may change after account opening

Certificates of Deposit

Flexible terms for 6 months to 36 months

Competitive rates

Convenient with automatic renewal

Fixed rate to maturity

FDIC insured

A minimum balance of $1,000

Interest compounded monthly, increasing your annual percentage yield
A penalty may be applied for early withdrawal

Individual Retirement Accounts (IRAs)

Fixed rate IRA with a term of 30 months and $250 minimum

Variable rate IRA with a term of 18 months and $50 minimum
Interest rate may change after account opening
A penalty may be applied for early withdrawal

Convenient to make contributions
No opening or annual fees; only a $25 fee to transfer to another institution

Roth, Educational and Traditional IRAs available

FDIC insured